1
Create your account
Sign up with your phone number and confirm it with the code we send. No paperwork, no branch visit.
No queueNo paperworkSame-day transfers
Exchange money without leaving the queue.
Move money between banks and wallets, hold a balance with the office, and buy gift cards — all from your phone.
FIB
Zain Cash
Qi Card
FastPay
NassPay
PayoneerDOWNLOAD NOW!
How it works
Three steps, start to finish
Sign up once, then every exchange is the same short path.
2
Choose where the money goes
Pick the bank you are paying from and the one you want the money in. The fee and the exact amount you receive appear straight away.
3
Pay, then follow it
Send the money to the office, attach the receipt, and watch each step until it lands — you are told when it does.
What it does
Everything the office does, in your pocket
The same counter, the same rates, the same people — without the trip.
Exchange between banks
Move money between any two banks or wallets the office supports, in dinar or dollars.
A balance with the office
Keep money on your account and spend it whenever you like, without starting again each time.
Withdraw to your bank
Send your balance back out to your own bank account whenever you want it.
Gift cards, instantly
Buy an Apple, Google Play or PlayStation card and get the code the moment you pay.
Cashback on top-ups
When the office is running it, adding money to your balance pays you a bonus instead of charging a fee.
Every step tracked
A timeline for each request, the receipt attached, and a notification the moment anything moves.
Your balance
Hold your money where the office can reach it
Top up once and your balance is ready for the next exchange, the next gift card, or a withdrawal back to your own bank. Dinar and dollars are kept apart, each with its own balance, so nothing is converted behind your back.
See how it works
Why Z Exchange
Built for how the office actually works
Not a bank. The exchange you already use, with the waiting taken out.
You see the cost before you commit
The fee, the rate and the exact amount you will receive are on screen before you confirm — and the rate is locked to your request, so it cannot move underneath you while you pay.
The fee, before you confirm
The exact amount you receive
A rate locked to your request
Questions
Frequently asked questions
It is the app for a money-exchange office in Iraq. You use it to move money between banks and wallets, to hold a balance with the office, and to buy gift cards — without going to the counter each time.
Start exchanging from your phone
Create an account in a minute and make your first exchange today.
One office, one app
Z Exchange is built for a single exchange office and its customers. The rates, the fees and the banks on offer are the office’s own — the app simply puts them in your hand.